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Each successful referral can earn
HK$900
Cash Rewards
& 5%
Interest Discount Coupon
Refer a friend to join CreFIT ClearCard Credit or Cash Loan to earn up to HK$900 in cash reward and a 5% interest discount coupon for for each referral!
Your friends will receive HK$500 in cash reward and a 5% interest discount coupon*!
* Friends must meet reward requirements within the Promotion Period. Terms and conditions apply.
Three Steps to Refer a Friend
FAQ
How can I join the "CreFIT Referral Scheme"?
Existing CreFIT ClearCard Credit or Cash Loan customers can use their unique referral code to invite friends to earn referral rewards.
What are the requirements and rewards for Referrers?
During the Promotion Period, Referrer successfully invites a friend to apply and get approved for CreFIT ClearCard Credit or Cash Loan with their referral code, it counts as a successful referral.
The Referrer’s Rewards, that is include a Basic Referral Reward and , an Additional Referral Reward and the specified number of 5% Interest Discount Coupon(s). Referrer can earn a Basic Referral Reward of HK$100 and 5% Interest Discount Coupon for every successful referral. If the total number of successful referrals reaches a specific count, Referrer can earn up to HK$800 in Additional Referral Rewards for each successful referral. In summary, Referrer can earn up to HK$900 with a 5% Interest Discount Coupon for each successful referral, and there is no upper limit to the number of successful referrals. Please refer to the promotion details for more information.
Is there any limit on how much I can earn from referral?
There is no limit on Referral Rewards. The more successful referrals, the more rewards you can earn!
How will cash rewards and interest discount coupon(s) be issued?
Cash rewards will be credited to the eligible customer's valid repayment account with eDDA set up in the CreFIT Application. Failure to set up a valid eDDA before reward distribution will result in the forfeiture of rewards without reissuance. The 5% Interest Discount Coupon(s) which will be issued and can be found in “Coupons” under “My Account” in the CreFIT App.
When will my referral code expire?
No, referral code does not expire.
Can I change the referral code if I entered the wrong one?
We will prompt you for corrections if you have entered the wrong or invalid code. You can modify and submit the correct referral code before finalizing your CreFIT ClearCard Credit or Cash Loan application. The referral code cannot be changed after submission.
If my referral's CreFIT ClearCard Credit or Cash Loan application is rejected, can I still get the referral cash reward and the interest discount coupon(s)?
A rejected referral's CreFIT ClearCard Credit or Cash Loan application does not count as a successful referral, so you will not be eligible for the cash reward and the interest discount coupon(s). But don't be discouraged! Your friend can apply another CreFIT product! Just remember to remind your friend to input your referral code when they re-apply during the Promotion Period!
When will Referrers and Referees receive the cash rewards and interest discount coupon(s) after fulfilling the reward requirements?
The "Basic Referral Reward" for the Referrers and the "HK$500 Referee Reward" for the Referees will be credited within 10 working days upon fulfilling the reward requirements. The “5% Interest Discount Coupon(s)” for the Referrers and Referees will be issued before the tenth working day of next month upon fulfilling the reward requirements. The Referrer's "Additional Referral Reward" will be credited within one month after the end of Promotion Period. Contact our customer service through the CreFIT App for any assistance.
When does the "CreFIT Referral Scheme" promotion end?
The Promotion Period runs from 05-July-2024 to 17-October-2024 (Both dates inclusive).
What are the rewards and requirements for Referees?
During the Promotion Period, Referees who apply and get approved for ClearCard Credit or Cash Loan using a referral code are eligible for a cash reward of HK$500 and a 5% Interest Discount Coupon.
Can my friend and I refer each other? When can I get a referral code to start referring?
The referral code can only be entered during the application process for CreFIT ClearCard Credit or Cash Loan. Either you or your friend must have already applied and be approved as a customer of CreFIT ClearCard Credit or Cash Loan in order to receive a personal referral code for inviting others.
Where can I find my personal referral code and total cash rewards earned?
If you are a customer of CreFIT ClearCard Credit or Cash Loan, you can log in to your CreFIT App. Your referral code and / or referral link is located in "Referral Scheme" under "My Account". You can also check your referral records and cumulative rewards earned at the bottom of the page.
Where should I enter the referral code when applying for CreFIT ClearCard Credit or Cash Loan?
After completing identity verification, you can optionally enter a referral code at the bottom of the "Other Information" page when filling in your personal details for the application of CreFIT ClearCard Credit. For the application of CreFIT Cash Loan, you can optionally enter a referral code at the bottom of the “Loan Application Information” page when filling in your personal details.
As an existing CreFIT customer, if I delete my CreFIT ClearCard Credit or Cash Loan account and re-apply using a friend's referral code, can I still earn cash rewards and the interest discount coupon(s) from the Referral Scheme?
No, only brand-new customers are eligible as Referee. Even if you delete your CreFIT ClearCard Credit or Cash Loan account and re-apply using another referral code, neither you nor your friend will be eligible for the cash rewards and the interest discount coupon(s) because you were a CreFIT ClearCard Credit or Cash Loan customer previously.
If my friend who is an existing CreFIT ClearCard Credit customer uses my referral code to apply CreFIT Cash Loan, can I still get the referral cash reward and the interest discount coupon(s)?
No, only brand-new customers are eligible as Referee. If your friend already has a CreFIT ClearCard Credit or Cash Loan account or held any CreFIT accounts in the past 12 months, your friend is not considered as a CreFIT brand-new customer. Invite any existing customers to apply CreFIT ClearCard Credit or Cash Loan using your referral code, even if the application is successful, you will notnot be eligible for the cash reward and the interest discount coupon(s).
